ALBANY (AP) — New Yorkers who shell out about $50 to take a leisurely trip down a cartoon road with just a few clicks of the mouse can end up shaving hundreds of dollars off some of the nation's highest car insurance premiums.
Under a program launched this month, New York joins 26 other states that offer online driving courses to reduce insurance costs and erase disciplinary points from licenses.
The online courses, which are allowed under state law, cost drivers about $50, but cost the state nothing. They provide a 10 percent annual discount on a driver's car insurance premiums, savings that last three years. Drivers can retake the course to sustain the discount.
States including California, Arizona, Texas and Florida also allow the program to be used to reduce insurance premiums.
It can be a badly needed break in a state with one of the highest auto insurance rates in the country. The cost of an insurance premium for New Yorkers varies based on a number of factors, including where the driver lives.
"In some parts of New York state, you're probably paying almost as much to insure a vehicle as you are to finance it," said John Corlett, a spokesman for AAA New York.
For married couples and families with children, the 10 percent discount applies to the additional premium cost of each person who takes the course.
Drivers who have points on their license can drop up to four points when they successfully complete the course. In New York, a drivers' license is suspended at 11 points.
The class deals with collision prevention, defensive driving techniques, aggressive driving, improper lane use and driving under the influence of drugs and alcohol.
"Most of the people taking the course haven't gone through any formal driver education since they were 15 preparing to get their first drivers' license, and every year there's new laws," said Rick Hernandez, a partner for I DRIVE SAFELY, which offers one of the state approved online programs.
Their online course is self-paced, offering short text lessons and some animation, showing cars navigating along cartoon roads. The material is entirely multiple choice.
Online and in-class sessions are also available from American Safety Council, Inc. and the National Point and Insurance Reduction Course, Inc. The online classes cost more for the convenience. They vary by company, generally costing around $50, compared to $20 to $40 for classroom courses.
The online class is more flexible than the traditional six-hour classroom session, because students can complete it at their own pace, logging in and out within 30 days.
Once drivers complete the online course, the DMV is notified automatically, but individuals must inform their insurance company within 90 days to receive the discount.
"These programs are common in other states, and we felt that they would open up access to defensive driving courses for people who might have limited access to the in-person driving courses, either time wise or geographically," Corlett said.
About 650,000 New Yorkers completed the classroom courses last year, according to the DMV.
http://www.nydmv.state.ny.us/broch/c32a.htm
http://www.AAA.com
Showing posts with label On cyberspace. Show all posts
Showing posts with label On cyberspace. Show all posts
Wednesday, May 27, 2009
Online class cuts insurance rates
As published in the Freeman, mention in "Drivers need crash course on road safety" and in case you missed it:
Wednesday, April 29, 2009
"Homeland Security - I'm Ready"
I'm not ready, actually. But here's the widget for proper swine flu freak-out.
Wednesday, April 22, 2009
Clean Coal Air Freshener
Made by the Oscar-winning Coen brothers for http://www.thisisreality.com/.
One of them, Joel Coen, lives in Ulster County with Oscar-winning wife Frances McDormand, of "Fargo" fame.
Saturday, April 18, 2009
Monday, April 13, 2009
Chicken soup for the SoulWow
NEW YORK (AP) - Sinners, take heed: There's a product available now in parts of New York that will leave you with that "almost baptized feeling."
It's called SoulWow - with the cleansing power of confession.
In a YouTube parody of the popular ads for ShamWow absorbent towels, a priestly pitchman named Father Vic calls on Roman Catholics in Brooklyn, Queens and Long Island to partake. As Father Vic says, "Nothing soothes the soul like a true confession."
The ad campaign was launched before Palm Sunday by the dioceses of Brooklyn and Rockville Centre in an effort to increase the number of people who confess during Holy Week.
Church officials say they've seen an upsurge of followers seeking absolution.
---
By the way, Vince Schlomi, the ShamWow guy, was arrested in February and charged with felony battery after an altercation with a prostitute, The Smoking Gun reported.
http://www.soulwow.com/
Thursday, April 9, 2009
Wednesday, April 1, 2009
More April Fools' Day stuff
• The Economist expands with new theme park, featuring the Mountain of Debt.
• The food channel has a recipe for mud pie.
• The Opera browser faces the future.
• The food channel has a recipe for mud pie.
• The Opera browser faces the future.
Google's CADIE
Today, if you noticed on Google's main page, the site released "a singular upgrade to your online life," a Cognitive Autoheuristic Distributed-Intelligence Entity, or CADIE, "the first evolving intelligent system."
This follows Google's other improvements like GMail Autopilot, an automatic e-mail response system, which gives answers like this:
Other improvements include Docs on Demand, a program that finishes your sentences and even allows you to incorporate subliminal messages into presentations; and Google Chrome 3D, with printable glasses.
And if you go to CADIE's blog, you can win a free Google search! I won, and found that YouTube is upside down and the The Guardian is leaving print to become the first paper in the world to be published on Twitter:
"A unique collaboration between The Guardian and Twitter will also see the launch of Gutter, an experimental service designed to filter noteworthy liberal opinion from the cacophony of Twitter updates."
Did I mention it's April Fools' Day?
UPDATE:
• Tribune invents quantum computer, says bye to Internet.
• Björk joins Led Zeppeling.
• Wholefooodmarkets.com sells organic air and re-usable poop bags, offers free spiders and opens store in Antartica.
• Expedia sells flight to Mars.
Tuesday, March 24, 2009
CNN discovers word clouds
After President's Barack Obama's second live press conference tonight, CNN's Wolf Blitzer announced one of the network's with grand fanfare.
The president words were vomited, I mean, presented in a "Word Cloud," which kind of took the speech out of context and provides no insight whatsoever.
Word clouds are nothing new in cyberspace. They're "clouds" of text that give greater prominence to words that appear more frequently in the text of a source. Clouds, like the one below, about the entire Twitter universe, abound (even though there is no reason why).
Furthermore, you can make a cloud out of anything, thanks to www.wordle.net.
Case in point, here's a word cloud for this very blog.
Here's a better one, the Ulster economic transition task force report to the county executive.
Cool? Absolutely. But, really, what possible use can you get out of this?
The president words were vomited, I mean, presented in a "Word Cloud," which kind of took the speech out of context and provides no insight whatsoever.
Word clouds are nothing new in cyberspace. They're "clouds" of text that give greater prominence to words that appear more frequently in the text of a source. Clouds, like the one below, about the entire Twitter universe, abound (even though there is no reason why).
Furthermore, you can make a cloud out of anything, thanks to www.wordle.net.
Case in point, here's a word cloud for this very blog.
Here's a better one, the Ulster economic transition task force report to the county executive.
Cool? Absolutely. But, really, what possible use can you get out of this?
Six very long movies in four minutes
If you like movies, but don't have much time to watch them, the folks at the University of York Filmmaking Society have an answer for you.
They've recently created a one-minute, one-take version of the two-hour, 22-minute movie "Forrest Gump"
(You can watch this faster than you can read an article about KINGSTON POINT BEACH BEING CLOSED!)
Most impressive, in my view, is "Kill Bill" - parts I and II - also in one take and in one minute. The original versions were 107 minutes and 137 minutes. That's four hours and four minutes condensed into one minute.
(That's less time needed to read a article about KINGSTON POINT BEACH REMAINING OPEN!)
One of the filmmakers, Will Tribble, said in his blog that they are planning to do one more. They're considering "Watchmen" (2 hours, 41 minutes), the "Back to the Future" trilogy (5 hours, 41 minutes), and "Star Wars" (all six are 13 hours, 12 minutes).
My hopes are in "Star Wars."
A mega-trilogy that comes to mind - at 9-hours, 4 minutes (short versions) - is "Lord of the Rings." With apologies to Tolkien fans, the films were re-imagined by the creative animators at How It Should Have Ended. Here's the whole thing, this time in two minutes.
Hey, at least I didn't waste much of your time.
They've recently created a one-minute, one-take version of the two-hour, 22-minute movie "Forrest Gump"
(You can watch this faster than you can read an article about KINGSTON POINT BEACH BEING CLOSED!)
Most impressive, in my view, is "Kill Bill" - parts I and II - also in one take and in one minute. The original versions were 107 minutes and 137 minutes. That's four hours and four minutes condensed into one minute.
(That's less time needed to read a article about KINGSTON POINT BEACH REMAINING OPEN!)
One of the filmmakers, Will Tribble, said in his blog that they are planning to do one more. They're considering "Watchmen" (2 hours, 41 minutes), the "Back to the Future" trilogy (5 hours, 41 minutes), and "Star Wars" (all six are 13 hours, 12 minutes).
My hopes are in "Star Wars."
A mega-trilogy that comes to mind - at 9-hours, 4 minutes (short versions) - is "Lord of the Rings." With apologies to Tolkien fans, the films were re-imagined by the creative animators at How It Should Have Ended. Here's the whole thing, this time in two minutes.
Hey, at least I didn't waste much of your time.
Saturday, March 21, 2009
Wednesday, March 18, 2009
Et tu, Twitter?
Those of you who had to suffer through "Twitted twits all in a twit about Twitter" may have some questions.* Did Pulitzer Prize-winning columnist Leonard Pitts Jr. really wrote "squirrels on cocaine"?
You bet your tweaked-out squirrel he did! Here's the piece.
* Is "Twitted twits all in a twit about Twitter" an actual sentence?
It is. To twit (the verb) is to subject to light ridicule. A twit (the noun) is a fool. And "All in a twit" means either upset or frantic. Just don't try to read the headline fast.
I was trying to get the same effect as in Buffalo buffalo Buffalo buffalo buffalo buffalo Buffalo buffalo - an amusing, yet horribly constructed sentence that happens to be grammatically correct.
* Did U.S. Sen. John McCain and ABC's George Stephanopoulos really had an interview via Twitter on Tuesday?
Yes they did. Both discussed really, really important stuff during this groundbreaking interview - stuff like McCain's daughter's cred with conservative blondes and weather the senator prefers PCs or Blackberries, as reported in this story you won't bother to read. Most importantly, there's this masterpiece:
Tuesday, March 17, 2009
Do papers matter?
The Seattle Post-Intelligencer published its last edition today, after more than 146 years in print. I really hate to say this, but Tuesday's front page, at right, is the best I've seen in a very long time. You can't quite duplicate the impact of a 14"x23" photo online, or in an iPhone or in a Kindle.
But does it matter?
The Seattle Post-Intelligencer was recognized by Harvard University's Taylor Family Award for Fairness in Newspapers just on Monday for its series “Young Guns,” about gang violence "from the perspective of gang members themselves. This approach required the reporters and editors to verify the accuracy of statements made by minors and gang members and tackle the dangers of glorifying gang violence. Staff reporter Claudia Rowe and photographer Mike Kane produced the series together with designer John Nelson, news editor Jennifer Johnson and copy editors Bill Fink and Christina Okeson. After the series ran, Seattle’s mayor announced a $9 million initiative to curb youth violence."
A much smaller P-I survives online. Its photo archives are impressive.
Similarly, last month, the Rocky Mountain News of Denver closed its doors 55 days shy of its 150 anniversary.
Final Edition from Matthew Roberts on Vimeo.
Both the Rocky and the P-I were big dailies in two-newspaper towns, so comparisons and market studies are bound to follow.
In the meantime, in case you are wondering what happens when a town loses one of its papers, below is a study by Princetown University. Here's the study's abstract:
"The Cincinnati Post published its last edition on NewYear’s Eve 2007, leaving the Cincinnati Enquirer as the only daily newspaper in the market. The next year, fewer candidates ran for municipal office in the suburbs most reliant on the Post, incumbents became more likely to win re-election, and voter turnout fell. We exploit a difference-in-difference strategy–comparing changes in outcomes before and after the Post’s closure in suburbs where the newspaper offered more or less intensive coverage–and the fact that the Post’s closing date was fixed 30 years in advance to rule out some non-causal explanations for these results. Although our findings are statistically imprecise, they demonstrate that newspapers–even underdogs such as the Post, which had a circulation of just 27,000 when it closed– can have a substantial and measurable impact on public life." (Emphasis mine)
Do Newspapers Matter?
And here's Alan D. Mutter's take on it.
Just sayin'
Thursday, March 12, 2009
The race for the 20th, abridged
Also on Twitter are the campaigns of Jim Tedisco and Scott Murphy in the race for the 20th Congressional District.
Tedisco's page is what you would expect from a Twitter campaign. He asks for money, plugs his site (and his Facebook page - which is soooo yesterday) and posts little quips about this and that policy.
Murphy's has one post. Dude, why bother?
Libertarian Eric Sundwall doesn't have one because, I guess, he's a libertarian.
The special election is March 31. The seat was vacated by Democrat Kirsten Gillibrand, who was appointed to the U.S. Senate in January.
The 20th Congressional District stretches from the Mid-Hudson Valley to the northern Adirondacks and includes Northern Dutchess and all of Columbia and Greene counties.
Tedisco's page is what you would expect from a Twitter campaign. He asks for money, plugs his site (and his Facebook page - which is soooo yesterday) and posts little quips about this and that policy.
Murphy's has one post. Dude, why bother?
Libertarian Eric Sundwall doesn't have one because, I guess, he's a libertarian.
The special election is March 31. The seat was vacated by Democrat Kirsten Gillibrand, who was appointed to the U.S. Senate in January.
The 20th Congressional District stretches from the Mid-Hudson Valley to the northern Adirondacks and includes Northern Dutchess and all of Columbia and Greene counties.
Local pols in 140 characters
Now that Facebook is old news, it's worth discussing Twitter, the inexplicable site that allows you to post whatever you want, as long as whatever you want doesn't exceed 140 characters.
Locally, state Assemblyman Marc Molinaro, R-Red Hook, and state Sen. John Bonacic, R-Mount Hope, are the only representatives who are representin' on the site.
Somehow I thought Bonacic looked different.
Locally, state Assemblyman Marc Molinaro, R-Red Hook, and state Sen. John Bonacic, R-Mount Hope, are the only representatives who are representin' on the site.
Somehow I thought Bonacic looked different.
Wednesday, March 11, 2009
Before you say, "whaaaaa???"
An Australian couple was, indeed, notified via Facebook that they were going to lose their home, Rod Mcguirk of the Associated Press reported in December.
Also, many have lost their jobs thanks to posts on the site:
Exhibit A: Dan Leone lost his job with the Philadelphia Eagles for a status update.
Exhibit B: Virgin fired 13 flight attendants last year for "criticising the airline's flight safety standards and describing its passengers as 'chavs'" on Facebook.
You get the point, chav.
Also, many have lost their jobs thanks to posts on the site:
Exhibit A: Dan Leone lost his job with the Philadelphia Eagles for a status update.
Exhibit B: Virgin fired 13 flight attendants last year for "criticising the airline's flight safety standards and describing its passengers as 'chavs'" on Facebook.
You get the point, chav.
CNNMoney
The CNNMoney article by Jessi Hempel mentioned in "Facebook a valuable waste of time" begins with Peter Lichtenstein of New Paltz.
Quotable quote: "The newest members - the ones behind Facebook's accelerating growth rate - are more, ahem, mature types like Lichtenstein, who never thought they'd have the time or inclination to overshare on the web."
Quotable quote: "The newest members - the ones behind Facebook's accelerating growth rate - are more, ahem, mature types like Lichtenstein, who never thought they'd have the time or inclination to overshare on the web."
Thursday, September 20, 2007
Steve Goodman
The Associated Press' John Rogers wrote a story about author Clay Eals, who was featured in today's Life section. It was about his 778-page book "Steve Goodman: Facing the Music," a biography about the folk singer, who died at age 36 (the book also features an introduction by Arlo Guthrie).
Eals sent me an e-mail today, from Seattle, thanking me for the article we ran.
He pointed out that, coincidentally, the article was printed on the 23rd anniversary of Goodman' s death.
The book features interviews with more than 1,050 sources, including Guthrie, John Prine, Steve Martin, Jimmy Buffett, Kris Kristofferson, Bonnie Raitt, Jackson Browne, Willie Nelson, Emmylou Harris, Randy Newman, Paul Anka, David Allan Coe, Judy Collins, Tom Paxton, Beacon's Pete Seeger, Woodstock's John Sebastian, Leo Kottke and Gordon Lightfoot.
It also features an interview with Goodman's high-school classmate, Hillary Rodham Clinton.
Eals' site is http://www.clayeals.com/.
Eals sent me an e-mail today, from Seattle, thanking me for the article we ran.
He pointed out that, coincidentally, the article was printed on the 23rd anniversary of Goodman' s death.
The book features interviews with more than 1,050 sources, including Guthrie, John Prine, Steve Martin, Jimmy Buffett, Kris Kristofferson, Bonnie Raitt, Jackson Browne, Willie Nelson, Emmylou Harris, Randy Newman, Paul Anka, David Allan Coe, Judy Collins, Tom Paxton, Beacon's Pete Seeger, Woodstock's John Sebastian, Leo Kottke and Gordon Lightfoot.
It also features an interview with Goodman's high-school classmate, Hillary Rodham Clinton.
Eals' site is http://www.clayeals.com/.
Sunday, September 16, 2007
Gone phishin'
"Phishing" is the nefarious online practice of using someone's identity to obtain sensitive information from somebody else.
An example I'm pretty sure you know about is the e-mail you get every other day, allegedly from PayPal and/or eBay, asking you to update your account.
If you respond, some shady character just got your credit card number.
Some times these wicked individuals pretend to be your bank and ask you to update your account.
If you fall for it, say goodbye to your cash.
Another, most recent example is when some malicious figure hacks into your MySpace account to send pornographic solicitations to everyone you know, as it happened to me recently. Bulletins were posted in my name asking all my friends to visit some site to see some things I dare not write. I changed my password, which I know I should do more frequently. But, I must confess, I was tempted to kill the profile.
Thankfully for me, I personally know all of my MySpace "friends" (you could say they're my actual friends), so no damage was done, though most of them didn't alert me -- maybe because they weren't online or they think I'm a pervert.
Ironically, the Life section did a four-part feature on MySpace back in March, including a whole day of stories about its dangers. Unfortunately, the link with extensive tips we posted at the time is now outdated, things being as they are online.
So for information about MySpace safety, visit http://www.myspace.com/index.cfm?fuseaction=cms.viewpage&placement=safetytips.
And for more about phishing, visit On Guard Online, which is a must read.
And if you wan't to refresh your memory, read the story in Life.
Thursday, July 26, 2007
Et tu, YouTube?
Warning: The following blog is long and contains references to other media.
I listened to a radio ad recently for a story about the much-publicized Kingston mayor's bout with the wife of a candidate for district attorney.
The lead of the story in the ad made much ado about the video ending up on YouTube.
As you may know from reading our blogs, we posted it -- we had to, after all, since it's news -- -- so I was confused about YouTube being part of the story.
The lead of the radio station story on its Web site reads: "KINGSTON, NY (2007-07-16) Kingston Mayor James Sottile and the wife of Democratic DA candidate Jonathan Sennett got into an argument. She punched him, they threw drinks at each other. And it's all on YouTube. ..."
The audio story ends with this when mentioning the YouTube posting: "Sometimes the context is lost without an objective reporter," which is something I can agree with.
Which also is one reason why I posted on the YouTube page that the Freeman had the whole story. And If you click on the link about the person who posted it, you'll also get a link to the Freeman Web site. The "context" was provided by Political Editor Hugh Reynolds with help from Freeman Reporter Paul Kirby and City Editor Jeremy Schiffres -- all of them veteran journalists.
Alas, in retrospect, that might not have been enough.
Other local media and even a New York City daily made note of YouTube in their stories as well, and none of them mentioned who had posted it or why. And nobody bothered to contact the person who posted it (I would have gotten an e-mail, since that person was me.) Add to that the fact that I know most of the people who worked on those stories, and you've got yourself a confused editor.
I'll give them the benefit of the doubt. There is only so much time you can spend on a single story, and some information is not gathered (Follow up stories take care of that). Besides, who posted the video is obviously peripheral to the story itself. I also don't think that our competitors would've been too happy saying the Freeman was the medium that posted the story online. In return, you might have noticed, I mention no news organizations by name (you know who they are anyway).
Notice also that the Freeman Web site -- like every other Web site -- has the same global reach as YouTube (though, obviously, not as many visitors). So posting it exclusively on our Web site, which we can't do yet, had the same potential to reach as many people.
We saw it as a tool, especially as the "The video speaks for itself" quotes began piling up. We even quipped about giving our competitors a free bone (after all, they could have gotten the video themselves -- like the New York City network did -- and post it on their Web sites, if they have the capability). The pack, by the way, was happy to chew the bone. Most of them link to the YouTube page.
The security camera video was a primary source. The Freeman got a copy, and we put it online.
So, again, why was YouTube part of stories by other media?
Because, I want to believe, the reporters who worked on the story probably thought it was a random citizen who posted the video ("Broadcast Yourself" is the site's motto). One paper even editorialized about being "leery about how the video ... ended up on You Tube so quickly." That speaks to an unwritten newsroom fear about unreliable reporting, (you may not believe me, but journalists are professionals --constantly learning and with an understanding of the written word, ethics, history and all the other goodies formal training provides).
A more cynical me thinks a lot of journalists are still struggling with the fact that newspapers are evolving, and video and audio are becoming part of what we do.
But an even more cynical me thinks the whole YouTube mention was a way for other media to link to the video without having to get it themselves or pay lip service to their competitor.
Think about it. Rework the lead on the radio story:
"KINGSTON, NY (2007-07-16) Kingston Mayor James Sottile and the wife of Democratic DA candidate Jonathan Sennett got into an argument. She punched him, they threw drinks at each other. And it's all on the Freeman's Web site."
"Reporters do reporting" -- no matter the medium --is not a story.
I listened to a radio ad recently for a story about the much-publicized Kingston mayor's bout with the wife of a candidate for district attorney.
The lead of the story in the ad made much ado about the video ending up on YouTube.
As you may know from reading our blogs, we posted it -- we had to, after all, since it's news -- -- so I was confused about YouTube being part of the story.
The lead of the radio station story on its Web site reads: "KINGSTON, NY (2007-07-16) Kingston Mayor James Sottile and the wife of Democratic DA candidate Jonathan Sennett got into an argument. She punched him, they threw drinks at each other. And it's all on YouTube. ..."
The audio story ends with this when mentioning the YouTube posting: "Sometimes the context is lost without an objective reporter," which is something I can agree with.
Which also is one reason why I posted on the YouTube page that the Freeman had the whole story. And If you click on the link about the person who posted it, you'll also get a link to the Freeman Web site. The "context" was provided by Political Editor Hugh Reynolds with help from Freeman Reporter Paul Kirby and City Editor Jeremy Schiffres -- all of them veteran journalists.
Alas, in retrospect, that might not have been enough.
Other local media and even a New York City daily made note of YouTube in their stories as well, and none of them mentioned who had posted it or why. And nobody bothered to contact the person who posted it (I would have gotten an e-mail, since that person was me.) Add to that the fact that I know most of the people who worked on those stories, and you've got yourself a confused editor.
I'll give them the benefit of the doubt. There is only so much time you can spend on a single story, and some information is not gathered (Follow up stories take care of that). Besides, who posted the video is obviously peripheral to the story itself. I also don't think that our competitors would've been too happy saying the Freeman was the medium that posted the story online. In return, you might have noticed, I mention no news organizations by name (you know who they are anyway).
Notice also that the Freeman Web site -- like every other Web site -- has the same global reach as YouTube (though, obviously, not as many visitors). So posting it exclusively on our Web site, which we can't do yet, had the same potential to reach as many people.
We saw it as a tool, especially as the "The video speaks for itself" quotes began piling up. We even quipped about giving our competitors a free bone (after all, they could have gotten the video themselves -- like the New York City network did -- and post it on their Web sites, if they have the capability). The pack, by the way, was happy to chew the bone. Most of them link to the YouTube page.
The security camera video was a primary source. The Freeman got a copy, and we put it online.
So, again, why was YouTube part of stories by other media?
Because, I want to believe, the reporters who worked on the story probably thought it was a random citizen who posted the video ("Broadcast Yourself" is the site's motto). One paper even editorialized about being "leery about how the video ... ended up on You Tube so quickly." That speaks to an unwritten newsroom fear about unreliable reporting, (you may not believe me, but journalists are professionals --constantly learning and with an understanding of the written word, ethics, history and all the other goodies formal training provides).
A more cynical me thinks a lot of journalists are still struggling with the fact that newspapers are evolving, and video and audio are becoming part of what we do.
But an even more cynical me thinks the whole YouTube mention was a way for other media to link to the video without having to get it themselves or pay lip service to their competitor.
Think about it. Rework the lead on the radio story:
"KINGSTON, NY (2007-07-16) Kingston Mayor James Sottile and the wife of Democratic DA candidate Jonathan Sennett got into an argument. She punched him, they threw drinks at each other. And it's all on the Freeman's Web site."
"Reporters do reporting" -- no matter the medium --is not a story.
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